Habitat for Humanity of Espanola Valley & Los Alamos, Inc. & Thrift Shop
What we build
Our houses are simple, decent, and affordable - they are low cost, but families still need to pay a mortgage. See what Habitat houses are like around the world. Whenever possible, we build sustainable, energy-efficient and healthy housing. Learn more about our construction technologies.
How it's possible
Homeowners and volunteers build under trained supervision. We raise money from good will donations in our Espanola Thrift Store and Restore sales.
Individuals, corporations, faith groups and others provide vital financial support. Learn more about Habitat's stewardship of these resources in our Annual Report and Financial Statement.
In the U.S., Habitat for Humanity lends no-profit, no-interest mortgage loans to its beneficiary families.On a global scale, Habitat?s traditional model is not always possible. Our international housing finance programs consist of innovative housing finance practices and/or partnerships with microfinance organizations. Volunteers provide most of the labor, and individuals and organizations provide money and materials to build Habitat houses. Partner families must provide 300 hours of ''Sweat Equity'' labor to help build their homes. Their mortgage payments also help to build additional houses.
Habitat is not a give away program. In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor (sweat equity) into building their Habitat house and the houses of others.
Habitat houses are sold to partner families at no profit and financed with affordable mortgages at no interest